SpendKeep

🛑 Stop giving apps your bank passwords. I'm building a privacy-first AI finance tracker instead. Let’s be honest: automated bank sync is broken. You connect via Plaid, it breaks three days later, and your transaction data sits in a massive database waiting to be breached. I got tired of this, so I started building SpendKeep — a personal finance tracker designed for "Financial Sovereignty". It gives you the magic of automated categorization without requiring your bank credentials. (Note: This is still a work in progress!) 🛠️ How it works Instead of fragile bank APIs, SpendKeep ingests what you already have: Bank SMS alerts and forwarded emails. The Brain: I hooked it up to Groq's API (Llama-3.3-70b-versatile). It instantly parses raw SMS/email text, extracts the merchant, date, and amount, and maps it to categories. The Stack: Next.js web app, React Native (Expo), and Supabase. 🧠 The UX: "Behavioral Nudges" Most budget apps throw a massive grid of 500 unmapped transactions at you. That's a huge cognitive load. I wanted to design a mindful ritual, not a chore. We built a Psychological Nudge Framework into the frontend: 90-Second Onboarding: A 5-minute "Timebox Sprint" shows you only 3 transactions at a time with "Predictive Defaults". Just hit 'Enter' to approve. High dopamine, low friction. The Sovereignty Streak: Instead of a generic "days logged in" counter, we track "Weeks of Total Clarity". The UI tracker fills with gold and bursts into flames when you hit a 7-day streak. 🤝 I need your feedback! I'm polishing the Phase 2.1 UI and tweaking the AI parsing. I'd love for founders, devs, and designers here to try it out. What I'm looking for: AI Parsing: Throw your weirdest SMS bank alerts at it. Does Llama-3 categorize it right? The "Vibe Check": How does the Sovereignty Streak feel? Does the onboarding hook you? General UX: Tear apart my Next.js & Tailwind implementation. Let me know what you think below! 👇